With Spain ending its Golden Visa real-estate route in April 2025, the Non‑Lucrative Residence Visa (NLV) has emerged as one of the main legal paths for non-EU citizens to live in Spain. This visa is ideal for individuals or families who want to reside in Spain without working locally, offering a stable way to enjoy Spanish lifestyle, culture, and access to the Schengen Area.
What is Non‑Lucrative Residence Visa
The NLV allows non-EU citizens to obtain a residence permit based on financial self-sufficiency, rather than employment or investment in Spanish property. It covers the applicant, spouse, dependent children, and sometimes other dependents, granting freedom to live, travel, and study in Spain.
Why NLV is in Demand
With the Golden Visa real-estate option abolished, many prospective residents now see NLV as the most accessible route to legal residency. Unlike investment-based visas, NLV doesn’t require purchasing property or large financial transfers; it requires proof of stable passive income or savings, making it a practical option for retirees, remote workers, and financially independent individuals.
Key Requirements to Apply
- Financial Means: Sufficient income or savings to support yourself and family.
- Health Insurance: Private coverage valid in Spain.
- No Criminal Record: Both in Spain and your home country.
- Application from Abroad: Must apply from your country of residence.
- Age Requirement: Applicants must be over 18 years old.
How It Works
- Submit the application to a Spanish consulate, including proof of funds, health insurance, accommodation, and personal documents.
- If approved, the visa is initially valid for 1 year, renewable for 2 years at a time, as long as financial requirements are maintained.
- Over time, continuous residence under NLV can lead to long-term residency and eventual eligibility for Spanish citizenship.
Things to Know Before Applying
You cannot work in Spain on this visa; income must come from outside Spain.
Authorities now check financial documentation more strictly to ensure stable passive income.
While living in Spain, you must spend a significant portion of the year there to maintain residency.
Family members included under your visa benefit from the same residency rights.
The Spain Non‑Lucrative Residence Visa is now a top choice for those looking to legally reside in Spain after the Golden Visa changes. With proper planning, sufficient funds, and documentation, applicants can enjoy a safe, long-term pathway to Spanish residency and access to the Schengen Area.
For official information on Spain’s investor visas (Golden Visa), visit: Golden Visa – Spanish Consulate
For details on the Non‑Lucrative Residence Visa, see: NLV – Spanish Consulate
